Foundations for a future you can rely on
Dependable strategies for tomorrow, today.
We’ll help align your goals with smart investments, tax-efficient withdrawl, and comprehensive risk management so you can transition into retirement with confidence. There’s so much to look forward to.
Retirement Planning
Management and planning for individuals exiting the workforce with $3M+ in assets
Retirement Income Strategy
- Sustainable Withdrawl Rate Analysis
- Account Sequencing & Distribution Order
- Spending & Lifestyle Planning
- Income Gap Analysis & Bridge Strategies
Social Security & Pension Optimization
- Social Security Claiming Strategies
- Spousal & Survivor Benefit Planning
- Pension Election Analysis (Lump Sum vs. Annuity)
- Public Pension Coordination
Tax-Efficient Withdrawl Planning
- Required Minimum Distribution Management
- Roth Conversion Opportunities in Retirement
- Medicare Premium & IRMAA Planning
- Multi-Account Tax Bracket Management
Estate Planning & Legacy Coordination
- Beneficiary Designation Review & Alignment
- Account Titling & Asset Ownership Strategies
- Inherited IRA & Distribution Planning
- Coordination with Estate Attorney & CPA
Setting Your Sights Ahead
Walk through an example of how we help you enter retirement with confidence, not concern
The hard part is done – they have saved diligently for decades and are now retiring in a strong financial position. Money is not a concern but decisions they make in the next few years will have lasting results.
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Social Security timing, account withdrawl order, Medicare enrollment, estate documents, market downturns, and required minimum distributions are daunting and they are afraid of making the wrong decisions.
Columbus Street would optimize with Social Security strategies, tax-efficient withdrawals, and Roth conversion planning to maximize income and reduce taxes. We balance near-term stability with long-term growth, while managing income to minimize taxes and IRMAA surcharges. Beneficiary designations and estate plan are fully aligned.
Keep more of what you earn. Do more of what you love.
Want to know more? Get in touch.
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